Sell Ethereum with ACH

ACH is the batched dollar-clearing network that American banks run between themselves, and it is how proceeds from a crypto sale normally reach an account. Sell Ethereum through it and Banxa buys your ETH at the quoted rate, then releases the dollars into the next available batch.

Dollars arrive in a US checking or savings account in your own name, reached by routing number and account number. Neither is forgiving of a typo. Get the account number wrong and the credit often still finds a live account, which takes longer to recover than an outright bounce would.

Worth knowing: the ACH network barely looks at names. Credits post against the account number, and plenty of receiving banks never compare what is written beside it. The restriction to your own account is therefore Banxa's, checked before the payment leaves, not something the network will catch afterwards.

Two waits stack on a sale, and they are sequential rather than overlapping. Ethereum's blocks arrive around every twelve seconds, but a deposit is credited on confirmations rather than on a single block, so the crypto leg is usually minutes rather than hours. The dollar leg has not started until that is done.

That dollar leg is the longer one. ACH gathers payments into files and sends them in windows, so timing against a cut-off matters more than it would on a real-time rail. One to three business days is the quoted range, and Federal Reserve holidays close the network in the same way weekends do.

There is a quirk on the crypto side that catches sellers moving everything at once. Sending ETH costs gas, and the gas is paid in ETH, so a wallet emptied to the last unit has nothing left to pay with. Leave a margin behind, particularly when the network is busy and the fee is moving.

The rail's own distinctive failure is the delayed return. An ACH credit can appear in your balance and be pulled back days later if the receiving bank rejects it, usually over a wrong account number or an account that has since closed. Arrival and finality are not the same moment here.

Cost sits inside the quoted rate rather than on a separate fee line, so the dollar figure you see before confirming is the figure that lands. Compare it against the market price to read the spread. The gas to send the ETH is separate and paid on the crypto side.

Sales are bounded by per-transaction ceilings and by cumulative limits over rolling periods, both varying with your verification level and your location. Crossing a threshold more often triggers additional checks than an outright refusal. A first sale usually brings an identity check even for an established buyer, and larger amounts bring questions about where the ETH came from.

Once the ETH reaches Banxa's address it settles on Ethereum and cannot be recalled, which puts the whole recovery boundary on the dollar side. Availability is not uniform across the country either, differing by state, so treat the quote screen rather than any general description as the answer for where you are.