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For Web3 Wallets

An embedded fiat on-ramp for Web3 wallets

A new wallet with a zero balance is an inactive user. Banxa embeds a non-custodial fiat on-ramp in your wallet — users buy crypto by card in-app and activate, with no custody on your side.

Non-custodial
Assets are delivered to the user's own wallet
Multichain
Buy across every network your wallet supports
MiCA-licensed
Exchange & transfer, passported across the EU/EEA
The challenge

An empty wallet is an inactive user

Most drop-off happens right after install: a user creates a wallet, sees a zero balance, and has no easy way to fund it. Send them to an exchange, a transfer and a bridge, and they're gone. First funding is activation — an embedded on-ramp makes it happen in-app.

The solution

Funding embedded in the wallet

Embedded and non-custodial

Users buy crypto directly into their own wallet without leaving the app. Banxa delivers assets to the user's address and never takes custody.

Every network your wallet supports

Broad network and token coverage, so users can fund whichever chain and asset they hold.

Turn installs into funded users

Card, Apple Pay and local-method funding converts first-time users at the activation moment that determines retention.

Licensed, regulated rails

Licensed under MiCA for exchange and transfer with an EU/EEA passport, backed by OSL Group (HKEX-listed).

How it works

Three steps to live

01

Integrate the SDK

Add the widget, SDK or API to your wallet's buy flow.

02

User funds by card

The user pays with a card, Apple Pay or local transfer, in-app.

03

Delivered to their address

Assets settle non-custodially to the user's own wallet, ready to use.

Visa & MastercardApple PayGoogle PayBank transferLocal payment rails
Licensed & compliant by design

Regulated rails your team can stand behind

MiCA-licensed

Licensed as a Crypto-Asset Service Provider for exchange and transfer, passported across the EU/EEA.

Part of OSL Group

OSL Group is listed on the Hong Kong Stock Exchange.

Institutional KYB & AML

Diligence programmes that meet the expectations of major card networks and partners.

A single integration

Hosted, embeddable or full API, live within weeks.

FAQ

Common questions

Turn new wallets into funded, active users

Speak with our team about an embedded, non-custodial on-ramp for your wallet.