Banxa is a financial technology platform. Banxa is not a bank / authorized deposit taking institution
In 2010, a captivating idea began to spread: a future where every company was a fintech company. As the theory took hold, a related concept emerged: “embedded finance,” where financial products such as payment technology are folded seamlessly into a customer’s journey. Over the last decade, companies were inspired by these bold ideas and built transformational businesses. Rather than asking, “what finance products can we build that people will use,” these innovators instead wondered, “what can we enable our partners to build?” This thinking paved the way for a wave of embedded finance success stories, including Uber, Doordash, and many more.
In 2010, a captivating idea began to spread: a future where every company was a fintech company. As the theory took hold, a related concept emerged: “embedded finance,” where financial products such as payment technology are folded seamlessly into a customer’s journey. Over the last decade, companies were inspired by these bold ideas and built transformational businesses. Rather than asking, “what finance products can we build that people will use,” these innovators instead wondered, “what can we enable our partners to build?” This thinking paved the way for a wave of embedded finance success stories, including Uber, Doordash, and many more.
Fast-forward to 2023, and crypto is reaching a mainstream moment, with Web3, blockchain, and bitcoin entering the collective consciousness. New projects are launched every day. The industry is still nascent, but the awesome potential of this technology is too compelling to ignore. Similar to the vision of a fintech future, today we can see the early auspices of a crypto future – where every technology company is a crypto company.
Banxa is preparing for this future today. Global remittances, store of value for the underbanked, and stablecoin settlements are just a few use cases that demonstrate the power of integrating Web3 into the payments process today. While others try to sell demand that doesn’t yet exist, Banxa is supporting merchants and platforms to meet their payment needs today while simultaneously preparing for future demand across Web2 and Web3 including PSPs, crypto exchanges, wallets, social applications, and much more.
Banxa is building the core financial infrastructure that will enable a world where crypto is embedded into our daily lives – whether we see it or not.
As the crypto user base expands and the Web3 ecosystem evolves, the need for companies to integrate crypto into operations becomes obvious. This shift lays the foundation for Banxa’s logical next step in the path laid out in the 2010s: by 2030 every technology company will need to be a crypto company, with transactions powered by interconnected blockchain infrastructure. Banxa had this vision long ago and has been diligently executing against it, year after year.
Banxa is building for this new world. The current state of Web3 infrastructure, particularly in the realm of payments and on-ramping/off-ramping, highlights the growing demand for flexible APIs and seamless integration with existing payment service providers. To stay competitive, businesses must ensure they’re equipped to handle the ongoing convergence of traditional finance, crypto and regulation.
Banxa has a long and distinguished track record of success in crypto. As a leading and trusted on- and off-ramp for Web3 since 2014 that has processed billions of dollars in transactions, Banxa has already played a vital role in onboarding users to the world of crypto and facilitating a global financial system in which crypto and fiat can coexist seamlessly.
Banxa’s roadmap leads to Embedded Crypto, where economic innovation through safe and compliant crypto infrastructure is commonplace and unremarkable. Here, the distinction between “crypto” and “fiat” will fade, and every commerce business will operate within the context of a borderless and interconnected financial ecosystem. This new era will be defined by interoperability, integration, ease of use, and compliance – all of which are central to Banxa’s mission and vision for the future.
To build the infrastructure to extend the benefits of crypto to every merchant and consumer in the world.
Enable users to transact and companies to grow by providing access to global borderless transactions with a seamless user experience.
To advance a trustworthy and inclusive global financial system, empowering merchants and individuals alike, through the frictionless flow and exchange of digital assets, by anyone, anywhere, anytime. Through its focus on compliance, interoperability, and ease of use, Banxa fosters a more democratic financial landscape, where innovative solutions can thrive.
We’re a team of new crypto-converts and veteran cypherpunks. Whilst our bangin’ headquarters is in Melbourne, Australia, our connected and collaborative culture means we have offices in the US, Netherlands and Lithuania and people stretched far and few between!
We’re a global team of technology and cryptocurrency enthusiasts, experts and innovators.We believe in the power of decentralised finance and are dedicated to providing equal access to financial opportunities for people in every part of the world. We favour progress over perfection, we’re insatiably curious and we’re transparent with our customers – their success is ours, after all!
We are radically candid and respectfully honest. We care sincerely about each other and our work.
If you see it, you can do it – ownership is yours We get things done, we don’t brainstorm everything
We are insatiably curious and love to learn. Who cares about opinions? We care about data.
We are customer centric in everything we do. We solve hard problems for our customers.